Mercantile Claims Management Solutions Limited is regulated and authorised by the Financial Conduct Authority in respect of regulated claims management activities.
Our team of solar panel claims experts can help you make a compensation claim for those who were misled into purchasing solar panels. We may be able to pursue a claim even if the company who sold you the panels has since gone out of business. This may be subject to how you paid for the panels i.e. loan finance or credit card purchase in part or full. If you feel that you were mis-sold your solar panels contact 01872 309570 for expert advice and we may be able get you all of your money back and any remaining loan balance written off.
PCP vehicle finance stands for, personal contract purchase and this is now by far the most popular method used by private individuals to purchase motor vehicles and has replaced the traditional hire purchase agreements.
There is a perception that using the PCP method of financing, is a more flexible way of purchasing a motor vehicle. Given that the requirement to input a large deposit is sometimes necessary with hire purchase, this is not the case with PCP agreements. Deposits on PCP agreements can be very small and the payments can also be tailored to the buyers monthly affordability.
The difference is, with PCP agreements the buyer will never actually own the car unlike with hire purchase agreements where the buyer will eventually own the vehicle and in most cases with have equity left in the car at the end of the agreement.
Under a PCP agreement, the buyer will have to return the vehicle at the end of the term unless they elect to pay the balloon payments at the end of the agreed finance period.
