You can use this site for the online purchasing of temporary car insurance & short-term van insurance cover in minutes. As soon as your card payment is authorised, you will receive a secure link to collect your insurance documents from our secure web server. You can save your quote and go back to it at a later date to buy instant cover online. The Excess Reduction Policy allows you to claim back part of your Policy Excess in the event of a fault claim. You do still need to pay out the excess first at the point of a claim, but you can recover up to the Excess Reduction amount back.