The type of business insurance you need depends on many factors e.g. the activities your company undertakes, any previous claims, the size of your company and if you aren't working alone you may need employers liability insurance. It doesn't matter if you work from home, in a busy office, sell products online or offer your services face-to-face, there are risks associated with every type of business. Mistakes can happen, equipment might get damaged and clients can accuse you of negligence.
Small businesses often aren't prepared for large, unexpected expenses due to a claim, so it's important to have the right insurance in place. If you're self-employed and something goes wrong, you'll be the one responsible for footing the bill.
At Capital Insurance, we can cover the majority of risks associated with your business. So, instead of worrying about what might go wrong, you can concentrate on building your business.
The ever-present risk of injury, damage and the resultant litigation coupled with growing regulation & legislation, means that today more than ever, businesses need the protection of Public and Employers’ Liability Insurance.
Designed to cover the risks and unforeseen events that could cause injury to customers or employees, the Convex Insurance UK General Liability Policy protects businesses against accidental injury to members of the public or employees and property damage claims. Available for trades as diverse as Advertising Contractors to Caterers; from Sign Erectors to Wholesalers, our General Liability Policy is designed to meet the needs of larger, more complex businesses and is available for over 400 trade types.
We are able to insure most companies operating in this sector, including cover for their ancillary activities, such as plumbing works where this forms a small proportion of the risk.
Rates are dependent on a number of years of trading, claims experience, activities conducted and areas worked, with discounts available for trade association membership.
