After moving around the high street banks, I decided to spread my wings and become self-employed, joining a mortgage brokering practice. After a number of years, just as we were emerging from the credit crunch, I left and set up my own. Due to the dramatic increase in business, in 2015, I was joined by Mark Thorpe as the Office Manager. Dealing with the burgeoning paperwork, yes, there is more than ever now, I could not have anyone better. He has been in the industry since 1978! Together we could not be better equipped in servicing our clients varied borrowing and protection needs. Joe Quigley, trading as Apple Mortgage Solutions, is an appointed representative of TenetLime Limited, which is authorised and regulated by the Financial Conduct Authority. TenetLime Limited is entered on the Financial Services Register (www.fca.gov.uk/register) under reference 311266.