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The mortgage market changes all the time, not just in terms of mortgage deals and regulation but also in the way lenders assess loan applications. Some of the changes have been in the way mortgage lenders assess the suitability of all clients for the different types of loan on offer. They base this decision on a variety of factors.
As a mortgage broker in Wallasey, I specialise in mortgages and also protection insurance which includes life insurance, critical illness cover, income protection, house and contents and also accident sickness and unemployment cover.