Simon Ling
020 8647 0831
Free Debt Advice website. We are here to advise you on all aspects of debt management. There are really only four main debt relief options available to debtors, and their usefulness depends entirely on the individual situation. Credit counseling was a service that was originally provided to debtors by non—profit organizations, which worked as a liaison between credit card companies and debtors, negotiating monthly payment plans and lower interest rates for consumers who had fallen behind on payments. This is a good option for debtors who can live without drastic cuts in monthly payments.