For Mortgage Payment Protection, and Buildings and Contents Insurance we usually offer products from a limited panel of providers. For other general insurance products we usually act as introducers. Your home may be repossessed if you do not keep up repayments on your mortgage. For mortgages we can be paid by commission, or a fee of usually £400 or a combination of both. Tom Garside Financial Services is a trading style of Thomas Garside. Thomas Garside is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority.