The FCA is the independent watchdog that regulates financial services. It requires us to give you this document. Use this information to decide if our services are right for you. You will not receive advice or a recommendation from us. We may ask some questions to narrow down the selection of products that we will provide details on. To make sure you get the best offer from insurers, now or at renewal or at any time and to protect their customers from fraud and to verify your identity, they may use publicly available data which they obtain from a variety of sources, including credit reference agency and other external organisations. Their search will appear on your credit report whether or not your applications proceed, at the start of the quotation. As well as these searches insurance companies may use a credit check to ascertain the most appropriate payment options for you. This credit check will also appear on your credit report whether or not your applications proceed. If you do not wish us to carry out these checks then please let our staff know.