We are an Equal Opportunity organisation providing loans for new business ideas and young businesses needing investment. Eligible candidates may borrow up to £20,000 for business and up to £10,000 for education, to establish themselves in their chosen career. Loans are interest free for 9 years, repayable by equal instalments after 3 years. For a limited period Trustees will consider applications for loans of up to £10,000 from borrowers who are unable to provide guarantors. An annual sum has been set aside for these applications and only the best business ideas and plans will be considered for these loans. No-one should be deterred from submitting an application.