Financial Advisers work in different ways; this explains the process we go through to understand your requirements, to provide advice, and (if you want us to) to arrange the investment, pension, etc.. There are a number of different types of financial advice that you might ask us for. Our charging structure reflects the fact that you are paying for a range of professional services, rather than only buying a product. So our charges are based on fees agreed up front since we believe this is the fairest way. Prime Time Financial is run by Peter Lawrence. Peter set up Prime Time Financial in 2010 having moved from another local independent financial adviser firm.