We offer a free consultation to discuss your needs, whether this is face to face or over the telephone. At this stage we gather information about you and discuss your objectives in detail. We will also provide you with information on our fees and services. Following initial discussions we will source the markets and present some options for discussion If you are happy to move forward with our services we will ask you to sign our client agreement form whereby we will provide you with a detailed recommendation If you accept our recommendation we will then look to obtain an approval in principle at which point you will be credit checked and assessed on affordability.