Kabayan Instalment Loan and Kabayan Cash Advance are intended for short-term emergency needs. They are not appropriate for long-term borrowing requirements. Loans of up to £1,000 are available depending on circumstances and affordability. If we approve you because we think you are suitable for the loan and if your bank is part of the faster payments system, then the funds should reach your account within 2 hours of final approval of your loan application. There is a Faster Payment Transfer Fee of £5 payable and added to your first repayment. If you do not repay your loan, you may be liable for further interest and default charges. This may increase the amount you owe and will make it harder for you to pay it off. It may affect your credit rating and could make it more difficult to obtain credit in the future.
