You may be surprised to see the quotation from The Pleasure Principle below. I've chosen it to emphasise that getting your philosophy right is fundamental. For some of our clients, ethical, moral or religious beliefs are the most important; for others social or family matters; many just say they want 'to make a difference' and others simply that they want to get the most out of life. Whatever your goals are, you should give it some time. Life is not a rehearsal. We discuss your goals and desires, and then help to guide you and construct your financial plan, so that your finances are structured in the best way to achieve what you want.