For non-advisory business there are no report fees to pay to us and all of our 2,000 funds have 0% initial charges and if you need to save time on researching the funds, we provide a list of our top 100. Mix and match funds from all the major investment groups - Aberdeen, AEGON, Artemis, AXA Framlington, Baillie Gifford, Blackrock, F&C, Fidelity, First State, Invesco Perpetual, Investec, JP Morgan, Jupiter, Henderson, M&G, Martin Currie, Neptune, Newton, Schroder, Standard Life, Threadneedle Obtain your own protection quotations on-line and in the process help drive down the cost through the 50% commission which we rebate to produce competitive premiums. If you need a helping hand or maybe too busy to make your own arrangements, then wherever you live within the UK, we provide an advisory service with full support from our financial consultants. We are experienced at advising clients long distance.