Serious Illness Cover offers protection against a wider range of serious illnesses than a typical; critical illness policy, and is designed to pay out based on the severity of your condition. Therefore with serious illness cover you maybe able to make a claim for a proportion of your cover at an earlier stage of your illness than you would e able to with a traditional critical illness plan, and would remain covered for the remaining amount, so you can again as the condition worsens. Guardian Financial Services is a team of dedicated financial advisors specialising in military cover including life insurance, critical and serious illness cover, mortgages, military kit insurance, home and contents insurance. We do not charge a Broker fee for our advice- our income comes solely through commission from the product providers you select. We search a panel of well known insurers to find the product which best fits your needs. All Guardian Financial Services advisors are from military backgrounds; either military personnel or a military family with an excellent knowledge of life in the armed forces.