We offer loans and savings exclusively available to people who live or work in Cambridge, Norfolk, Suffolk or for selected employers. Our aim is to improve the financial well-being of our member-owners by providing ethical, affordable services. Although the products we offer are similar to those you’d find at a bank — our ethos is very different. Every member has an equal say, and any cash surplus generated is given back to members as a dividend on savings or rebate in loan interest. We are here to help our members to afford their lives — not to make profit out of them.