Controlling your finances is becoming more complex as time goes on, so the role of the financial adviser is becoming increasingly important... During the past decades my reputation with customers has grown through mutual trust and respect. They realise the importance of needing to provide more for themselves and their families, for the future, in an affordable manner, so that they can still enjoy themselves in the present. Their money is hard earned and when things go wrong or the work stops, no longer can they rely on the welfare state to provide the quality of life which they expect through their lifetime.