David will work with you to help identify and assess the level of risks relevant to your particular business and suggest methods by which you can manage that risk, whether by reducing your risk, avoiding it or taking measures to control it to a more comfortable level. Insurance is a process of transferring as much as possible of that residual risk which can’t be reduced, avoided or controlled from the business to an Insurance company thereby exchanging a degree of uncertainty for a known cost i.e the insurance premium. David will work with you to find the policy that best fits your particular requirements. Every situation will be carefully considered to avoid potential pitfalls or gaps in your insurance. You will always be able to call on David for help. He will work closely with you throughout the year to ensure that your insurance remains adequate and relevant to your business as it changes.