I specialise in poor Credit Mortgages because there are very few brokers dedicated to offering advice in this area. Understanding adverse credit lenders criteria is far more complex, detailed and time consuming than dealing with a mortgage from a High Street lender. Mortgages are a lot more difficult than they first appear. Knowing what rate, what term, what lender, what features, what insurance are all time-consuming and complex matters. Choosing a mortgage is a process far more complicated than simply the lowest rate or the best incentives. I take your whole circumstances into account to recommend a suitable product. And it's that thorough, professional look at your finances that makes advice well worth paying for. An important thing to understand is that when you receive mortgage advice, I have a duty of care to recommend the most suitable mortgage for you and be able to justify why the particular mortgage I recommended is right for you. If my advice is not up to scratch you can complain and be compensated.
